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Fidelity
https://www.fidelity.jp/
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Influence
Influence
B
Influence Index NO.1
Contact
Forex Licenses 2
Single Core
1G
40G
1M*ADSL
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fidelity.jp
18.164.154.14fidelity.com.hk
192.223.128.232
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Review summary
| Fidelity Review Summary | |
| Founded | 1969 |
| Registered Country/Region | USA |
| Regulation | SFC |
| Products & Services | Global mutual funds, MPF & ORSO retirement schemes, thematic and multi-asset investment solutions |
| Demo Account | ❌ |
| Trading Platform | Fidelity Online, Fidelity Mobile App |
| Minimum Deposit | HK$1,000/month (Monthly Investment Plan) |
| Customer Support | Phone: (852) 2629 2629 |
| Email: hkenquiry@fil.com | |
Fidelity Information
Established in 1969, Fidelity is a financial company under regulation of SFC, offering international investment solutions. It does not provide FX or CFDs, but instead concentrates on mutual funds, retirement plans (MPF/ORSO), and thematic strategies.

Pros and Cons
| Pros | Cons |
| SFC regulated | No demo or Islamic (swap-free) account |
| Wide selection of mutual funds and retirement solutions | Relatively high fees |
| Tiered fee structure benefits high-balance investors | |
| Long operation time | |
| Various account types |
Is Fidelity Legit?
Yes, Fidelity is regulated. It is authorized by the Securities and Futures Commission (SFC) of Hong Kong with a Dealing in futures contracts license. The license number is AAG408.

Products and Services
Fidelity offers worldwide mutual funds, retirement schemes (MPF & ORSO), and themed investments to fit investors' financial goals. They offer income creation, sustainable investing, and multi-asset strategies.
| Products & Services | Feature |
| Mutual Funds | Global funds in various currencies and asset classes |
| Thematic Investing | Long-term investments based on global trends and innovation themes |
| Multi-Asset Solutions | Diversified portfolios combining different asset types |
| Sustainable Investing | Focused on ESG and responsible investment strategies |
| MPF (Mandatory Provident Fund) | Retirement funds tailored to different risk and income profiles |
| ORSO (Occupational Retirement Schemes Ordinance) | Employer-sponsored retirement investment plans |
| Income Strategies | Global income-focused investment options |
| Asia-Focused Investments | Funds targeting growth opportunities across Asian markets |

Account Type
Fidelity offers four types of live accounts: Personal Investors, MPF/ORSO members, Intermediaries, and Institutional Investors. There are no demo or Islamic (swap-free) accounts available.
| Account Type | Suitable for |
| Personal Investors | Individuals managing their own investments |
| MPF / ORSO Accounts | Employees and employers under Hong Kong retirement schemes |
| Intermediaries | Advisers, wealth managers, financial consultants |
| Institutional Investors | Institutions such as pensions, corporates, and family offices |
Fidelity Fees
Fidelitys fees follow a tiered structure—larger investment amounts enjoy lower charges, while smaller investments face higher fees. Overall,its cost structure is moderate to high by industry standards.
| Investment Method | Fee Type | Investment Balance (USD) | Cash Funds | Bond Funds | Equity & Other Funds |
| Lump Sum Investment | Sales Charge | ≥ 1,000,000 | 0.00% | 0.30% | 0.60% |
| 500,000 – <1,000,000 | 0.45% | 0.90% | |||
| 250,000 – <500,000 | 0.60% | 1.20% | |||
| 100,000 – <250,000 | 0.75% | 1.50% | |||
| 50,000 – <100,000 | 1.05% | 2.10% | |||
| <50,000 | 1.50% | 3.00% | |||
| Switching Fee | ≥ 1,000,000 | 0.10% | - | ||
| 500,000 – <1,000,000 | 0.15% | - | |||
| 250,000 – <500,000 | 0.20% | - | |||
| 100,000 – <250,000 | 0.25% | - | |||
| 50,000 – <100,000 | 0.35% | - | |||
| <50,000 | 0.50% | - | |||
| Monthly Investment Plan | Sales Charge | <HK$20,000/month | 1.00% | - | - |
| ≥HK$20,000/month | 0.00% | - | - |
Trading Platform
| Trading Platform | Supported | Available Devices | Suitable for |
| Fidelity Online | ✔ | Web (PC, Mac) | Long-term investors managing portfolios online |
| Fidelity Mobile App | ✔ | iOS, Android | Investors needing on-the-go portfolio access |

Deposit and Withdrawal
Fidelity does not charge any additional fees for standard deposit or withdrawal methods. However, bank or intermediary charges may apply depending on the method used. The minimum deposit is HK$1,000 per fund per month for Monthly Investment Plans; no specific minimum is stated for lump sum investments.
| Payment Method | Minimum Amount | Fees | Processing Time |
| Telegraphic Transfer | / | Bank/intermediary fees | Upon receipt of cleared funds |
| HSBC Bill Payment (Internet Banking) | / | ❌ (except agent fees) | Immediate |
| Bank Draft / Cashier Order | / | Agent bank charges | |
| HSBC / Hang Seng Same-Day Direct Debit | / | ❌ (insufficient funds may incur bank fees) | |
| Personal Cheque (HK cleared) | HK$1,000,000 or less | ❌ | |
| Personal Cheque (non-HK cleared) | / | Collection charges may apply | After clearance |

Company Profile
- 20+ years
- Regulated in Japan
- Regulated in Hong Kong
- Market Making License (MM)
- Derivatives Trading License (AGN)
- Self-developed
- High Potential Risk
News

Exposure Fidelity Exposure: Examining the Latest User Reviews on Withdrawal Denials & Trade Manipulation
Fidelity Investments has been grabbing attention of late for negative reasons. These include complaints concerning withdrawals, account closure without notice, technical glitches in trade order processing, and inept customer support service. As the complaints continue to grow, we prepared a Fidelity review article showcasing some of them. Read on as we share details.

News Fidelity Global Innovators to High Risk in Jan 2026
Fidelity Global Innovators Fund raises its risk rating to High in 2026 on volatility and outperformance, with Series F posting 23.3% annualized since 2017.

News Fidelity Launches Strategic US Small-Cap Fund
Fidelity International unveils the US Smaller Companies Fund, targeting domestic small-cap opportunities through a risk-managed equity strategy with growth potential beyond large technology.

News Fidelity Buys $91.8M in Ethereum via FETH
Fidelity expands digital asset holdings with a $91.8M Ethereum investment through its Ethereum Fund (FETH), signaling mainstream crypto adoption.

News To Attract Younger Investors, Fidelity has Opened a Building in the Metaverse
The Fidelity Stack was developed on Decentraland, a web application that simulates a city, complete with commerce areas, offices, and event spaces. It is available to everyone, however, the age range is 18-35. Fidelity established the Fidelity Metaverse ETF as part of the "Fidelity Stack," providing investors with access to firms engaged in virtual environments such as the metaverse, where users may work, interact, and play on various devices.

News The Easiest Ways to Become Rich in the Stock Market
Investing in the stock market is one of the finest methods to build money around the globe. One of the stock market's key advantages is that there are several methods to benefit from it.
Wiki Q&A
Is Fidelity safe and reliable?
Based on its long operational history and regulatory standing, Fidelity presents a profile of stability and oversight. The firm, FIL Investment Management (Hong Kong) Limited, has been operating for over 20 years. According to WikiFX data, it holds a 7.09 rating, bolstered by a solid license index score of 8.21 and business index of 8.0. Its multi-jurisdictional regulatory licenses from reputable authorities significantly contribute to its overall reliability assessment.
Is Fidelity regulated?
Yes, Fidelity operates under a regulated framework. Specifically, its entity FIL Investment Management (Hong Kong) Limited holds a Derivatives Trading License (AAG408) from the Securities and Futures Commission (SFC) of Hong Kong. Furthermore, an affiliated holding company, Fidelity Securities Co., Ltd., holds a Market Making License from Japan's Financial Services Agency (FSA) under registration number Kanto Local Finance Bureau (Kinyusho) No. 152.
What is the minimum deposit of Fidelity?
Specific minimum deposit information for FIL Investment Management (Hong Kong) Limited is not explicitly detailed in its publicly available trading terms. Minimum deposit requirements can vary significantly based on the specific account type a client opens, the financial products traded, and the regional market.
Does Fidelity support MT4 or MT5?
While Fidelity offers a professional trading ecosystem, support for the MetaTrader 4 (MT4) or MetaTrader 5 (MT5) platforms is not explicitly confirmed for its FIL Investment Management (Hong Kong) Limited entity. The broker typically provides its proprietary trading platforms and research tools, which aligns with its global institutional focus. Prospective clients should verify the specific software offerings directly with the broker for their intended region.

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